Monthly Rent Room Cost
Your monthly accommodation costs. Whether you are staying at a hostel or an apartment, add in the cost of rent/mortgage per month.
Phone Bill
This is what you pay to your telephone service provider. Put in the 3 month average bill.
Food/Drink
Your monthly grocery shopping cost, plus those Uber Eats & Glovo orders.
Utilities Cost
The utility cost of a month: Your electricity, water, heating, internet, etc.
Software Service
Do you have an Adobe Creative Cloud subscription, Shutterstock/iStock or hosting costs? Put them in here. Every SaaS/digital service you use to do your job should be included.
Travel Expenses
Be it commuting costs, gas, or other travel costs, put in the monthly average here.
Financial Loan Payments
Do you have a business loan or your monthly student debt payments? Any financial installment & payment other than a mortgage should be in here.
Credit Card Payment
Put in your average monthly credit card payment.
Insurance Cost
Each and any kind of insurance cost should be here. Note that if you are paying your insurance annually, make sure to put in the monthly average, not the whole fee.
Accounting Fees
Do you have an accountant or any SaaS/software that does the job for you? Put down the monthly cost of those.
Professional Membership Costs
Unions, CoCs or other regulatory/profession-based communities might be costing you something. If you have any, make sure to write down the average monthly cost, as usual.
Leisure Costs
What do you do to blow off some steam? Any costs for entertainment, café or bar outings, concerts, arts and museum visits go here. Add your average monthly shopping costs on top of those and you have the number you are looking for.
Career/Skill Based
Trying to improve your skills or expand your network by attending seminars, webinars or workshops? Those should be in here, again, in a monthly average format.