Report tool · 01
Late Payment Cost Calculator
85% of freelancers have invoices paid late at least some of the time. See what that costs you in cash float, opportunity cost, and unpaid admin time.
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I'm losing $1,895/year to late payments — according to Ruul's Freelance Economy Report 2026, 85% of freelancers face this.
Estimates use an 8% annual opportunity-cost rate on average cash float and value admin time at your implied hourly rate. For illustration only — not financial advice.