Invoice globally without an entity

Easily connect with businesses around the world, and collect payments while benefiting from the most competitive rates available.

Our talents work with the greatest 10.000+ companies


There are no subscription plans. We take a small cut from every invoice.

Calculate how much you would get

Invoice Amount
Payment Collection Account
Talent Country
Business Country
Service Fee Payer
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Talent will receive

Business will pay

Applied commission rate is


Pioneers define, others chase

Starting cost
Maintenance cost
0€ / month
Commission rate
Starting from 2.75%
15% management fee
Customer rating
4.8 on avg.
4.2 / 5 on avg.
Pay-out time
18 hours on avg.
48 hours on avg.

solo work made easy

Send easily-accountable B2B invoices to businesses, without setting up a company. Eliminate red-tape and get paid faster in multiple currencies.

No entity required

Ruul's transaction fees start at a competitive 2.75% per paid invoice, offering a cost-effective solution for freelancers. Xolo, while also offering competitive rates, has instances of hidden fees affecting overall cost.

Simplified compliance

Ruul's operations span over 190 countries, providing extensive global coverage. Xolo's reach, though significant, falls short in comparison, limiting its usability for freelancers residing in SEPA.

Get paid faster

Ruul ensures freelancers receive their payments swiftly, typically within 18 hours, helping maintain cash flow. Xolo, in comparison, has slower payout times and occasional delays.


No subscription or setup fees. Commission-based pricing upon usage.

Easy steps to invoice and get paid

Set up your account

Complete KYC checks and authorize Ruul as your service reseller.

Create and send invoices

Onboard businesses with ease, invoice them in a B2B arrangement.

Receive payments

Get paid in 140+ currencies within 1 business day.


Are Ruul invoices accepted in all countries worldwide?
I got paid outside of Ruul. Can I still issue an invoice with Ruul?
Can I invoice my clients from where I live?
Are there any fees or charges other than your commission rate for the invoicing and payment features?
Do I need to be incorporated in order to use Ruul’s invoicing and payment software?

Revolutionize the way you work

Register now and simplify how you work with businesses.
Get paid on time, every time. Take the first step towards the new world of work, and connect with businesses on your own terms.