Fiverr is one of the top choices for independents as it creates a space for finding global clients. The Fiverr payment method also draws attention as it’s straightforward and allows various payment platforms.
However, Fiverr fees are not the most competitive and the currencies you can withdraw revenue in are limited. So, you may want to see Fiverr alternatives before setting up an account.
Still, Fiverr is a commonly used marketplace and you may be curious about how to get paid on Fiverr. In this article, you will find everything you need to know. Plus, you will learn about a better alternative that offers local and international payment methods - aka Ruul.
How does the Fiverr Payment Method Work?

Once you start working on a project on Fiverr, the client pays for it immediately and the platform keeps it for you until you complete the order.
After the order is completed, Fiverr applies 80% of the payment to your account under a “pending” status–the platform keeps 20% as a Fiverr fee from the seller’s end.
Notice that: When you work through Fiverr, you need to consider the Fiverr costs and propose an amount to your clients accordingly. If you don’t agree to give a 20% discount on your services, you need to increase your prices.
Pending status may last from 7 to 14 days for financial processing. When the funds are cleared and approved by the buyer, you can withdraw your money. If the buyer ghosts you, the system will automatically clear the fund in three days.
But what may interest you more at this step is the buyer can request a refund. However, in this case, they need to explain why they are not satisfied with the project. Fiverr will be the decision maker in this scenario.
Hopefully, when everything goes well, you can withdraw money from your Fiverr account only once every 24 hours with a limit of $5k.
The advantages of Fiverr payment
- The platform ensures that the buyer will not ghost you by getting payment from the buyer while starting the project.
- There is no surprise about the Fiverr fee–even though it’s quite high.
Disadvantages of Fiverr payment
- The withdrawal process is quite long. You have access to your money after waiting for 14 days–7 days only for Fiverr Top Rated Sellers, Seller Plus Premium sellers, and Pro sellers.
- Fiverr takes a cut from your service–20% is quite high while there are much better options. For example, Ruul’s commission rates start from 2.75% for each transaction.
Fiverr: How to Get Paid
You will need to follow these steps to get paid on Fiverr. Once you get a job on Fiverr, be patient and do these for Fiverr payment.
If you are stuck in the first step, avoid these Fiverr bidding mistakes.
Account setup for Fiverr’s payment system
Fiverr is not only a direct payment platform, but also a platform for selling freelance work. But if you are done with this part, you can move on to thinking about how to get paid as a freelancer or how to pay a freelancer.
As a seller, your Fiverr account is enough to start working on a project. But you need to connect your payment account to withdraw money.
Platforms and currencies you can use for Fiverr payment
Fiverr operates entirely in USD, meaning all seller earnings are displayed in US dollars. However, sellers can choose to withdraw their funds in their preferred currency.
You can withdraw money in these currencies:
- US Dollar (USD)
- Australian Dollar (AUD)
- Canadian Dollar (CAD)
- British Pound (GBP)
- Euro (EUR)
- Israeli Shekel (ILS)
When withdrawing funds in a different currency, Fiverr applies conversion fees, and additional charges may vary depending on your bank.
Fiverr allows
- PayPal (if available in your country)
- Bank Transfer and
- Payoneer Account (available only for some sellers and charges a $30 annual fee)
Also see: Ruul, on the other hand, offers payouts in 140 currencies, giving freelancers more flexibility. It also supports crypto payments, making it a modern alternative for global transactions. You can calculate the costs and fees on Ruul’s pricing page.
With more currency options, freelancers can cater to clients worldwide without worrying about exchange limitations.

Click on the Freelancer’s pay button to try now.
If you are a buyer:
As a buyer, you can use Fiverr's payment options such as
- Credit/debit cards,
- PayPal,
- Payoneer
- Apple Pay, etc. to purchase a service you need.
As we mentioned earlier, you will pay for the service once the project kicks off.
Wait for the Fiverr payment system to process
Fiverr’s payment system ensures sellers get paid securely. After completing a project, you submit the work for client approval. The buyer reviews it and can request changes if needed.
Once satisfied, the buyer marks the order as complete. This confirms the successful delivery of the project. Fiverr offers multiple payment methods for withdrawals.
After completion, Fiverr holds the payment during a "clearing period." For most sellers, this lasts 14 days. Top-rated sellers with a strong track record wait only 7 days.
This holding period protects both buyers and sellers. It allows time to resolve disputes before the funds are released.
Withdraw your money via your selected payment method

Once the clearing period ends, your money is ready for withdrawal. You can transfer it via PayPal, Payoneer, or direct deposit, depending on your chosen method.
Fiverr takes a 20% fee from every transaction. This means sellers receive 80% of the total gig price. This is usually what keeps freelancers away from the platform. This fee is 10% on Upwork and starts from 2.75% on Ruul.
For the Buyers: How to Pay on Fiverr
If you are a buyer on Fiverr, when you find a service, you place an order and pay in advance. Until the work is completed, Fiverr keeps the money and does not transfer it to the freelancer.
This is to prevent scams and allow buyers to get satisfactory results. The same applies to freelancers. It guarantees that sellers will receive money before starting and protects both parties equally.
As for payments, the price you pay as a buyer includes the job price and the Fiverr service fee. This is 5.5% of the order total. For purchases under $100, they will apply an additional $3.00 small order fee.
Fiverr vs Ruul for Payments
When you sell a gig as a seller on Fiverr, your client pays instantly, but you don't get paid immediately. Fiverr keeps the money until you complete the project. At the end of the project, you'll receive your money upon client approval.
Paying high commissions - or not
For every sale you make on Fiverr, you pay a 20% commission, so 80% of it is yours. While this fee is necessary to cover the cost of running Fiverr, it's considered a fairly high market average.
In contrast, Ruul’s commission starts from 2.75% for every transaction. This is one of the lowest commissions on the market and allows freelancers to keep more of their earnings. Also, you can ask your client to pay the commission. You can simply select the service fee payer while preparing the invoice.
Waiting long to get paid - or not
Ruul has no extra waiting time to process the money from your client. This is quite revolutionary among billing and checkout services for freelancers.
Ruul transfers the money to your account within 24 hours after your client completes payment. You can even get your payment in minutes depending on the currencies, countries, and banks involved.
Fiverr makes you wait a minimum of 7 days to clear your money.
Believe in user reviews - or not
Real users on Trustpilot rate Ruul 4.8, classifying the platform as “Excellent.” In comparison, Fiverr holds a rating of 3.5, which is considered “Average.”
Payment options
Ruul offers a variety of payment options, with crypto payments being one of the most attractive choices. Freelancers using Ruul can receive payments through bank accounts or crypto accounts, such as Binance. On the client side, payments can be made via bank transfers or credit cards.
In comparison, Fiverr provides different payment methods for freelancers and buyers. Freelancers can receive payments through PayPal (if available in their country), bank transfers, or a Payoneer account, which is only available to certain sellers and comes with a $30 annual fee. Buyers on Fiverr, on the other hand, can make payments using credit or debit cards, PayPal, Payoneer, Apple Pay, and other available options.
What Else to Know About Fiverr Payment
Here's what you need to know about the Fiverr payment system, both as a seller and a buyer.
How to handle revisions and disputes
One of the most important features of Fiverr's payment system is the way it handles revisions and disputes.
If a buyer is not fully satisfied with the work, they can request revisions. Sellers are expected to meet customers' reasonable requests as long as they remain within the scope of the original order.
For minor adjustments, sellers can make the necessary changes without significantly delaying payment. This ensures that the process is smooth and efficient.
However, if a dispute arises over quality, project requirements, or other concerns, Fiverr's resolution center steps in to mediate.
If the issue is not resolved, Fiverr's support team reaches a decision to ensure a fair outcome. This decision is expected to be fair for both parties.
This system protects both buyers and sellers, helping to maintain trust and credibility on the platform.
The importance of reviews and ratings
Fiverr's payment system has a review and rating system that plays a very important role in the platform experience.
Once an order is completed and paid for, both buyers and sellers have the right to leave reviews for each other.
These reviews help sellers gain credibility and attract more clients, while buyers can use them to find reliable freelancers for future projects.
You need to maintain your rating, as a high rating means you win more work as a seller. Positive feedback significantly increases a freelancer's volume of work, as buyers often check reviews before a purchase.
Keep in mind that earning high ratings requires consistently delivering quality work and maintaining good client relationships. This will help you generate more orders and higher earnings.
After completing your Fiverr payment process, use Ruul for invoicing and financial management. Ruul offers an easy way to create invoices, along with AI tools and other resources designed specifically for freelancers.
FAQ
How long does it take to get paid on Fiverr?
After the Fiverr order is completed, the payment is held for 7-14 days depending on your level. At the end of this period, you can receive payment to your preferred bank account.
What is Fiverr used for?
While freelancers use Fiverr to sell services, businesses use it to find the freelance talent they are looking for.
Does Fiverr take a cut?
Fiverr takes 20% commission from each sale transaction of freelancers and 5.5% from buyers.
How do you pay on Fiverr as a buyer?
On Fiverr, you can make purchases both on the web and mobile, with debit and credit cards, PayPal, Payoneer, and Apple Pay.