Why wait for weeks? Access your funds within 1 business day with EarlyPay and maintain a steady cash flow.
We're on the payment chase, so you don't have to be. You focus on your work, we ensure you get paid.
Unlock the value of your work the moment it's done. Work and get paid on your own terms.
No hidden charges, no surprises. Understand all costs upfront with our transparent and reasonable fee structure.
Don't get weighed down by high interest rates. Check out our comparison chart below to see how instant payments with EarlyPay stand out.
Access to Funds
Almost immediate
Days to weeks
Immediate (credit)
Interest Rates
Low & transparent
Variable, often high
Typically high
Approval Process
Quick & online
Often lengthy & paperwork-heavy
Credit check required
Flexibility
High (cancel before approval)
Low (fixed terms)
Moderate (based on credit limit)
Fees
Transparent & upfront
Hidden fees & charges
Annual fees, late fees, etc.
Impact on Credit Score
Minimal or none
Can affect if not repaid
Can heavily impact if mismanaged
Transparency
High
Moderate
Moderate
Usage Limitation
Based on invoice
Fixed loan amount
Credit limit
Repayment Terms
Deducted from client's payment
Fixed EMIs
18%
Find the answers to frequently asked questions here.
EarlyPay is an early payout access feature tailored for freelancers and independent contractors. It's designed to address cash flow challenges by allowing you to get your freelancer payment as soon as a client approves an invoice.
When creating an invoice, select the EarlyPay option and choose a payment term for your client. After creating an EarlyPay invoice, it's sent to your client for approval. Once your client approves the EarlyPay invoice on our platform, Ruul initiates the fund transfer to your preferred payment account.
The fee for using EarlyPay depends on the selected payment term. To see the exact cost, please review the pricing breakdown when you create an invoice. It’s important to note that EarlyPay fees are covered by freelancers, regardless of who is responsible for the service fee.
Speed is at the core of EarlyPay. After your invoice gets approved by the client, you can expect your funds in your account within 1 business day.
You can cancel an EarlyPay invoice at any time before your client approves it. However, once the invoice has been approved, the process is set in motion and cannot be reversed. Please be certain of your decision before your client approves the request.