Fees and pricing explained

Ruul’s pricing is deliberately simple. There are no setup costs and no monthly fees — you only pay when money actually moves.

The 5% commission

Ruul charges a flat 5% commission per transaction. That single fee covers the whole service: issuing compliant invoices, collecting payment, handling buyer-side compliance as your Agent of Record, and releasing your payout.

Because it’s pay-as-you-go, the cost always scales with what you earn or pay — there’s nothing to pay in a month with no activity.

If you’re a freelancer

When you create an invoice, you choose who absorbs the 5%:

• You pay it — the commission is deducted from your payout.
• Your client pays it — the fee is added on top of your amount, so you receive the full sum you quoted.

Either way, you’ll see the exact figures (including any currency-conversion fee) before you send the invoice.

If you’re a business paying contractors

The same flat 5% applies to the payments you run through Ruul, with no per-seat or subscription charges. You see the full cost of each payment up front, whether you’re paying one contractor or running a bulk payment.

A note on currency

If a payment is made in a currency different from your payout currency, a foreign-exchange fee may also apply. This is always shown to you before the transaction is confirmed.

For the latest figures and any plan details, see the pricing page.