Fees and pricing explained

Ruul’s pricing is deliberately simple. There are no setup costs and no monthly fees - you only pay when money actually moves.

The 5% commission

Ruul charges a flat 5% commission per transaction. That single fee covers the whole service: issuing compliant invoices, collecting payment, handling buyer-side compliance as your Agent of Record, and releasing your payout.

Because it’s pay-as-you-go, the cost always scales with what you earn or pay - there’s nothing to pay in a month with no activity.

Optional fees

Two optional services add a fee on top of the base commission - only if you use them:

Crypto withdrawals - a +1.5% payout fee applies when you withdraw to a crypto wallet.
Early Pay - a +3.5% fee applies if you choose to receive your payout 30 days in advance.

If you’re a freelancer

When you create an invoice, you choose who absorbs the 5%:

You pay it - the commission is deducted from your payout.
Your client pays it - the fee is added on top of your amount, so you receive the full sum you quoted.

Either way, you’ll see the exact figures before you send the invoice.

If you’re a business paying contractors

The same flat 5% applies to the payments you run through Ruul, with no per-seat or subscription charges. You see the full cost of each payment up front, whether you’re paying one contractor or running a bulk payment. On bulk payments, the commission is always covered by the business - it can’t be passed on to contractors. For high-volume bulk payouts, a discounted commission may be available - talk to the Ruul team.

A note on currency

If a payment is made in a currency different from your payout currency, it’s converted at real-time exchange rates. There’s no separate foreign-exchange fee, and you always see the final amounts before the transaction is confirmed.

For the latest figures and any plan details, see the pricing page.

Frequently asked questions

How much does Ruul charge?

A flat 5 percent commission per transaction. That single fee covers issuing the invoice, collecting payment, handling buyer-side compliance, and releasing your payout. There are no setup costs or monthly fees.

Can I pass the 5% fee to my client?

Yes. When you create an invoice you choose who absorbs the fee. You can deduct it from your payout, or add it on top of your amount so the client pays it and you receive the full sum you quoted.

Are there extra fees beyond the 5%?

Only if you opt into them: crypto withdrawals carry a +1.5% payout fee, and Early Pay (receiving your payout 30 days in advance) adds +3.5%. There is no separate foreign-exchange fee - if a payment is in a different currency than your payout, it is converted at real-time exchange rates, and you see the final amounts before confirming.