What is an Agent of Record?

An Agent of Record (AoR) is the official seller and legal counterparty for a transaction. When you use Ruul as your Agent of Record, Ruul takes responsibility for billing, payments, taxes, compliance, and invoicing on your behalf — so you can focus on the work instead of the paperwork.

In practice, this is what lets a freelancer without a registered company issue a real, compliant invoice, and what lets a business pay a contractor abroad without taking on the compliance risk itself.

How it works

1. Authorization. You authorize Ruul as your Agent of Record. From that point, Ruul is the legal seller for the transactions you run through it and handles billing, payments, and tax compliance.

2. Request payment for your work. Create an invoice for a service, or add your services as items to sell. Choose whatever fits how you work.

3. Billing and checkout. When the client pays, Ruul issues a compliant invoice and collects the payment through a smooth checkout. Technically, the client is paying Ruul.

4. Payout. Once the payment is complete, Ruul deducts its commission and releases the payout — quickly and securely, in your chosen currency or even in crypto.

What this means for each side

Freelancers

You can invoice clients globally without your own company — the basis of invoicing without a company. You stay responsible for your own income tax in your country of residence, but Ruul handles all buyer-side compliance (VAT/GST, invoicing rules, and the like).

Businesses

Because Ruul is the counterparty in each engagement, your contractor payments stay compliant and your exposure to worker-misclassification risk is reduced. You get clean documentation for every payment, without having to set up local entities to work with contractors abroad.

Good to know

• Your client or contractor doesn’t need a Ruul account to be paid or to pay — a bank transfer or card is enough.
• Ruul handles buyer-side compliance; you remain responsible for your own personal/business taxes.

Want the bigger picture first? See how Ruul works end to end.